Last Updated: October 26, 2026
This Privacy Policy describes how Smart Cap Funding ("Company," "we," "us," or "our") collects, uses, shares, and protects personal information when you visit our website commercialrealestatefinancing.online (the "Site") or use our services.
1. Information We Collect
1.1 Information You Provide Directly
When you submit a loan application or contact us, we collect:
- Identity Information: Full name, company name, business type
- Contact Information: Email address, phone number
- Business Information: Time in business, monthly revenue, loan amount requested, loan purpose
- Application Data: All information submitted through our forms
1.2 Information Collected Automatically
When you use the Site, we automatically collect:
- Device Information: IP address, browser type, operating system, device type
- Usage Data: Pages visited, time spent, referring URLs, click patterns
- Cookies and Tracking: We use cookies, pixel tags (including the Meta Pixel), and similar technologies to track activity on our Site and across third-party websites
Note on Cookies and Tracking: We use the Meta Pixel to track conversions and optimize our advertising. This pixel may collect information about your activity on our Site and other websites. You can opt out of interest-based advertising through the Digital Advertising Alliance (DAA) or Network Advertising Initiative (NAI).
2. How We Use Your Information
We use the information we collect for the following purposes:
- To process and evaluate your loan application;
- To share your application with third-party lending partners for review;
- To communicate with you via phone, email, SMS, and other channels regarding your application;
- To improve our Services and user experience;
- To comply with legal obligations;
- To send marketing communications (with your consent, where required);
- To detect and prevent fraud.
3. How We Share Your Information
We may share your personal information with:
- Lending Partners: To evaluate your loan application and provide offers;
- Service Providers: Email delivery, SMS notifications, CRM (HubSpot), analytics, and customer support tools;
- Advertising Partners: Meta (Facebook), Google, and other platforms for ad optimization and remarketing;
- Legal Authorities: When required by law, subpoena, or to protect our rights;
- Business Transfers: In connection with a merger, acquisition, or sale of assets.
4. Cookies and Tracking Technologies
We use the following tracking technologies:
- Meta Pixel (Facebook): Tracks conversions, page views, and enables remarketing;
- Google Analytics: Analyzes site traffic and user behavior;
- HubSpot: CRM and marketing automation tracking;
- Tawk.to: Live chat functionality.
You can control cookies through your browser settings. Disabling cookies may limit functionality of the Site.
5. California Privacy Rights (CCPA/CPRA)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
- Right to Know: What personal information we collect, use, and share;
- Right to Delete: Request deletion of your personal information;
- Right to Correct: Request correction of inaccurate information;
- Right to Opt-Out: Opt out of the "sale" or "sharing" of personal information;
- Right to Limit: Limit use of sensitive personal information;
- Right to Non-Discrimination: We will not discriminate against you for exercising your rights.
To exercise these rights, contact us at privacy@commercialrealestatefinancing.online or call +1 (347) 467-4225.
6. Canadian Privacy Rights (PIPEDA and CASL)
If you are a Canadian resident, your personal information is protected under the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. We obtain your consent before collecting, using, or disclosing your personal information, except where required or permitted by law.
Under Canada's Anti-Spam Legislation (CASL), we will only send you commercial electronic messages (CEMs) if we have your express or implied consent. Every commercial email we send includes an unsubscribe mechanism, and we will honor your unsubscribe request within 10 business days .
7. Gramm-Leach-Bliley Act (GLBA) Compliance
As a financial services company, we comply with the GLBA regarding the privacy and safeguarding of non-public personal information. We do not sell your personal information to third parties for their own marketing purposes.
8. Data Security
We implement reasonable security measures to protect your information, including SSL encryption, access controls, and secure data storage. However, no method of transmission over the internet is 100% secure.
9. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements.
10. Children's Privacy
Our Services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Material changes will be posted on the Site with an updated effective date.
12. Contact Us
For privacy-related questions or requests:
Smart Cap Funding
Email: support@commercialrealestatefinancing.online
Phone: +1 (347) 467-4225
Address: 30 Wall Street, New York, NY, United States, 10005